8 school districts participate in Stock Market Game challenge

Each week, the Sun-Gazette will publish the top four teams from local high schools that are participating in the Stock Market Game challenge, sponsored by the Sun-Gazette and Jersey Shore State Bank.

Participating school districts are East Lycoming, Loyalsock Township, Montoursville, Montgomery, Muncy, Williamsport, South Williamsport and St. John Neumann Regional Academy.

The Stock Market Game is an award-winning educational program from EconomicsPennsylvania. In the Stock Market Game, students are given a virtual cash account of $100,000, and are encouraged to create the best performing portfolio using a live trading simulation.

Students work together in teams, practicing leadership, organization, negotiation and cooperation as they compete for the top spot.

In building a portfolio, students research and evaluate stocks and make investment decisions based on what they’ve learned.

Teams trade common stocks and mutual funds from the NYSE and NASDAQ exchanges, earn interest on cash balances, pay interest if buying on margin and pay a commission on all trades.

To determine why certain stocks perform the way they do or why the broader market has moved up or down, they need to understand how the economy works, and to calculate their returns they need to do the math.

Since 1977, more than 14 million students have participated in The Stock Market Game program.

Representing Jersey Shore State Bank, President and CEO Richard Grafmyre CFP said, “The hands on approach to the Stock Market Game has proven to be a successful way to teach kids the basics of the financial system. As a company we know the importance of financial education and feel fortunate to have the ability to provide this service to our community. Working with The Sun-Gazette to make this competition possible is an added bonus.”

Penns Woods Bancorp Inc. is the bank holding company for Jersey Shore State Bank. The bank serves customers in North Central Pennsylvania through its retail banking, commercial banking, mortgage services and financial services divisions. Penns Woods Bancorp Inc. stock is listed on the NASDAQ National market under the symbol PWOD.

EconomicsPennsylvania is a not-for-profit organization specializing in K-12 economic and financial literacy programs across the state. Their overall mission is to promote and encourage understanding of economic and financial concepts through education.

Other EconomicsPennsylvania programs include Youth Entrepreneurship Day and The High School Business Plan Competition. Through a network of Centers for Economic Education, college and university economics professors and field consultants work directly with school districts and individual teachers to meet economic standards by training teachers in the use of materials and techniques focused on economic content.

EconomicsPennsylvania has been working with Pennsylvania teachers for more than 30 years to incorporate a variety of economic programs that help develop financial, entrepreneurial and economic student skills.

Award winning materials, which are developed and published by EconomicsPennsylvania, The Council for Economic Education and creative educators, are made available, free of charge, to teachers and students through the generosity of corporate, foundation and individual sponsorships.

For more information, visit www.EconomicsPA.org or call Carolyn Shirk at 975-5149.

Local results for the week of March 11:

1. MONTOURSVILLE – $102,928.36

Linda Keiser

2. MUNCY – $102,235.00

Beth Baker


Vida Saylor

4. ST. JOHN NEUMANN – $100,051.37

Judi Dean