7 school districts participate in Stock Market Game challenge

Each week, the Sun-Gazette will publish the top teams from local school districts that are participating in The Sun-Gazette/FNB Bank Stock Market Game challenge. Participating school districts are: East Lycoming, Loyalsock Township, Montoursville, Montgomery, Muncy, Williamsport and South Williamsport. The Stock Market Game is an award-winning educational program from EconomicsPennsylvania. This special challenge is sponsored by the Williamsport Sun-Gazette and FNB Bank.

In the Stock Market Game, students are given a virtual cash account of $100,000, and are encouraged to create the best-performing portfolio using a live trading simulation. Students work together in teams, practicing leadership, organization, negotiation and cooperation as they compete for the top spot. In building a portfolio, students research and evaluate stocks, and make investment decisions based on what they’ve learned.

Teams trade common stocks and mutual funds from the NYSE and NASDAQ exchanges; earn interest on cash balances, pay interest if buying on margin, and pay a commission on all trades. To determine why certain stocks perform the way they do or why the broader market has moved up or down, they need to understand how the economy works, and to calculate their returns they need to do the math. Since 1977, more than 14 million students have participated in The Stock Market Game program.

“I appreciate how this program provides students with a practical application to real world economics,” said Bernard A. Oravec, Sun-Gazette publisher. “Understanding how free market capitalism works, will encourage students to invest and save for the future.”

FNB Bank has eight branch offices and has been a leader in the banking community, helping people and businesses in Montour, Northumberland, Columbia and Lycoming counties. With assets of nearly $366 million, FNB Bank has built a strong reputation for being one of the area’s premier community banks, listening to and meeting customers’ needs.

EconomicsPennsylvania is a not-for-profit organization specializing in kindergarten through grade 12 economic and financial literacy programs across the state. Their overall mission is to promote and encourage understanding of economic and financial concepts through education.

Other EconomicsPennsylvania programs include Youth Entrepreneurship Day and The High School Business Plan Competition. Through a network of Centers for Economic Education, college and university economics professors and field consultants work directly with school districts and individual teachers to meet economic standards by training teachers in the use of materials and techniques focused on economic content.

EconomicsPennsylvania has been working with Pennsylvania teachers for more than 30 years to incorporate a variety of economic programs that help develop financial, entrepreneurial and economic student skills.

Award-winning materials, which are developed and published by EconomicsPennsylvania, The Council for Economic Education and creative educators, are made available, free of cost, to teachers and students through the generosity of corporate, foundation and individual sponsorships.

For more information, visit or call Carolyn Shirk at 570-975-5149.