Flood reform act worthy of council resolution exception

City Council passed a resolution last week supporting local lawmakers’ efforts to reform a law sending national flood insurance beyond the paying capabilities of our residents and potentially logjamming the real estate market over much of the nation.

This is known as “feel good” action and both Council President Bill Hall and Councilman Jonathan Williamson voted against it, fearing that approval would result in a barrage of similar requests to be signed by council in support of state or federal government action.

For the most part, we agree with their thinking.

But the Biggert-Waters Act has such crippling potential on our area and much of the nation that we think it’s worth an exception.

Every voice is needed before regular people are forced to purchase flood insurance at such an inflated rate that they don’t have the money for it. Every voice is needed before the real estate market is critically wounded by the stagnated housing sales situation that would occur should this legislation stand as is.

Every voice is needed to tell Congress to find another means of getting the Federal Emergency Management Agency out of its fiscal mess. We’ve seen Congress and the administration waste billions of dollars, especially in recent years, on all kinds of questionable causes.

Getting FEMA right again is money well spent, but that money should not be coming from regular people who are already spending enough on flood insurance and not abusing the system.