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Financially challenged

October 24, 2013

As a senior citizen, upon an analysis of my work life, and income from working, I have concluded that I was foolish and irresponsible. As I received raises in pay, I often “grew” my “so-called” needs....

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(36)

ToTEXASfromPA

Oct-24-13 6:30 PM

"The LORD will provide!!!!!!!!"--MrShaman

++

Yes, He does. Good observation.

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Scott36

Oct-24-13 4:33 PM

I noticed upon retirement that with my S/S and 401k that I make just enough so as not to qualify for all the benefits the illegal aliens can get-JohnZook Oh, I forgot the criminal comment, You better also break a few laws, that should insure you smooth sailing.LOL

Empty & spend your 401k, renounce your citizenship. By your way of thinking, you should have it made!!!Duh!! LOL

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leaningright

Oct-24-13 2:14 PM

The United States is "financially Challenged" 17 TRILLION in debt and nothing being done about it except the democrats wanting to waste more cash.You might as well spend your money on your wants, the government will take care of your needs, thats what they want.

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mikekerstetter

Oct-24-13 2:06 PM

CMReeder-"Here we go again the right throws ideology around and confuses the issue."

The writer said she wasted money on 'wants' rather than save them for 'needs' she has now.

Not much to confuse there. It's good advice. I don't know anybody who hasn't 'wasted' their money on something in their lifetime. Even if it's buying name brand instead of generic, everyone, somewhere, has wasted money.

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enigma

Oct-24-13 1:59 PM

"I believe a high school senior course in personal finance would be very advantangeous to our young people."-KrazyK

Absolutely, and it wouldn't hurt if their parents taught (and practiced) it at home too. While we're at it, maybe we could require that course of everyone in government.

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leaningright

Oct-24-13 1:55 PM

If the US stays on its current course we will all be financially challenged. If all of your credit cards are maxed out do you go get another one and keep charging? Thats what the Government is doing. It has to stop somewhere.

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KrazyK

Oct-24-13 12:51 PM

I believe a high school senior course in personal finance would be very advantangeous to our young people. The banks do a good job of "selling" credit and many young people bite early and hard and pay for it the rest of their lives.

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JohnZook

Oct-24-13 11:55 AM

I noticed upon retirement that with my S/S and 401k that I make just enough so as not to qualify for all the benefits the illegal aliens can get. What a fool I was to try to improve myself and make a better living for the wife and kids, only to find out that at retirement, criminals that are here illegally will live better than me; but that's why I pay taxes.....

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Capricorn1

Oct-24-13 11:49 AM

Seeing-as-how you're so "knowledgeable", on the subject...where...exactly...do you get YOUR free birth-control? -Shaman

Personally, I don't need birth control. I took care of that after having my two children. But locally one could contact The Family Health Council of Central Pennsylvania or they can contact Planned Parenthood and ask them about the Select Plan for Women.

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CMReeder

Oct-24-13 11:31 AM

Save for the future is good advice for young people well any person really but when the present is dismal the future doesn't look very promising nor is it something that one thinks about.

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SteelerFan

Oct-24-13 11:17 AM

The LTE is very good and advises younger people to be smart with their money and assets and look toward the future.

And Sham, you're an idiot.

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MrShaman

Oct-24-13 11:13 AM

Just wait until the USA is so deep in debt that the federal government will start confiscating the trillions of dollars in the 401k's. Oh, it WILL happen." - ArtFold

*

My guess is Wall Street/the "job-creators" didn't leave all-that-much in their wake.

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MrShaman

Oct-24-13 11:08 AM

Watch it Capricorn1 you just stated we have a CHOICE in whether we bring children into this world or not. -Reeder

Yup, they have a choice, the choice to be responsible and use birth control that is widely available and often free as Leaningright correctly points out." - Capricorn1

*

Seeing-as-how you're so "knowledgeable", on the subject...where...exactly...do you get YOUR free birth-control?

I really would hate to think your "insight" is (merely) a result o' what "they say".

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MrShaman

Oct-24-13 11:03 AM

"This letter was great advice given from experience, but Chuck and Sham don't see it that way. They believe that if you haven't bothered to provide for yourself, that government should take from those who have and give it to you." - enigma

*

I surely-do hope you're not relying on your "psychic-gifts" for income.

I don't mind helping-out those, in-need...but, I never have recognized mind-reading as a legitimate job-title.

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MrShaman

Oct-24-13 10:58 AM

"Watch it Capricorn1 you just stated we have a CHOICE in whether we bring children into this world or not." - CMReeder

*

Who KNEW Capricorn1 was a closet-HERETIC??!!! (...And, he used to be such a NICE boy...)

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MrShaman

Oct-24-13 10:56 AM

"I agree Cap, They get free birth control." - leaningright

*

You're (of course) referring to "those people", right??

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MrShaman

Oct-24-13 10:54 AM

Some people don't make enough to cover the basic needs. Then you expand your family by having children who add to the 'basic needs'. -Reeder

I find it very irresponsible and selfish to bring children into this world if you already know you don't have the resources to support those children." - Capricorn1

*

Believe it, or not..."mistakes" happen...and, then, pro-Lifers "inviting" themselves into your Life...when you've ALREADY got enough problems!!

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Linhk48

Oct-24-13 10:30 AM

"Some people don't make enough to cover the basic needs. Then you expand your family by having children who add to the 'basic needs' ". -Reeder

"I find it very irresponsible and selfish to bring children into this world if you already know you don't have the resources to support those children. That is the exact mentality that puts a huge burden on tax payers and government assistance programs."

One of the many good reasons for a woman's choice re: abortion to be legal, acceptable and available.

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CMReeder

Oct-24-13 10:29 AM

Here we go again the right throws ideology around and confuses the issue.

First off 401ks are design to supplement pensions not to be pensions themselves. I have 401ks and have watched them go up and down. Of course government gets blamed instead of the markets.

Of course the right only wants to discuss debt but blithely ignores the growing financial inequality. That has only grown wider in the US. They only want the narrative to be on debt and not on inequality.

People can not save for the future if they can not meet the needs of today.

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ArtFold

Oct-24-13 9:56 AM

Just wait until the USA is so deep in debt that the federal government will start confiscating the trillions of dollars in the 401k's. Oh, it WILL happen. :-(

5 Agrees | 1 Disagrees | Report Abuse »

Capricorn1

Oct-24-13 9:38 AM

Watch it Capricorn1 you just stated we have a CHOICE in whether we bring children into this world or not. -Reeder

Yup, they have a choice, the choice to be responsible and use birth control that is widely available and often free as Leaningright correctly points out.

6 Agrees | 1 Disagrees | Report Abuse »

enigma

Oct-24-13 9:05 AM

This letter was great advice given from experience, but Chuck and Sham don't see it that way. They believe that if you haven't bothered to provide for yourself, that government should take from those who have and give it to you. I like the letter writers point of view much better. Here's my take for anyone who cares to have it. You deserve what you earn. If you are too lazy or stupid to provide for yourself, you don't deserve what someone who is not lazy and stupid has.

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CMReeder

Oct-24-13 9:02 AM

Watch it Capricorn1 you just stated we have a CHOICE in whether we bring children into this world or not.

3 Agrees | 4 Disagrees | Report Abuse »

leaningright

Oct-24-13 8:57 AM

I agree Cap, They get free birth control.

4 Agrees | 2 Disagrees | Report Abuse »

Capricorn1

Oct-24-13 8:50 AM

Some people don't make enough to cover the basic needs. Then you expand your family by having children who add to the 'basic needs'. -Reeder

I find it very irresponsible and selfish to bring children into this world if you already know you don't have the resources to support those children. That is the exact mentality that puts a huge burden on tax payers and government assistance programs.

5 Agrees | 4 Disagrees | Report Abuse »

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