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Question about Obamacare

November 5, 2013

Just have one question about Obamacare: Will lower premiums mean a higher deductible for the insured? Oops – a second question, if the insured does not pay the deductible, will my tax dollar be......

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(53)

rmiller

Nov-08-13 8:35 AM

Here's a thought:

"Reckless endangerment is a crime consisting of acts that create a substantial risk of serious physical injury to another person. The accused person isn't required to intend the resulting or potential harm, but must have acted in a way that showed a disregard for the foreseeable consequences of the actions. The charge may occur in various contexts, such as, among others, domestic cases, car accidents, construction site accidents, testing sites, domestic/child abuse situations, and hospital abuse. State laws and penalties vary, so local laws should be consulted."

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USABorn

Nov-07-13 7:19 AM

Just because a person worked for a company that had healthcare AVAILABLE to employees, doesn't mean that all the employees took the healthcare.

I have known people who didn't take the coverage because they had to contribute to the cost. For the most part, these were young people who wanted to spend their money on other things, like cars!

And if this poor, pathetic excuse for healthcare sticks around, they STILL won't want to spend their money on it.

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rmiller

Nov-06-13 5:37 PM

There are more employed people without health care than there are unemployed or otherwise govt. dependent persons. They get their health care already for free. Stop claiming that there are people who don't have health care because it has been readily available, with some effort on the individual's part, for many years. But, the lie simple and plain is, there are many people who have policies (or had) that they are/were (currently) happy with and that's how it should stay. It seems to me that if someone can claim discrimination at the drop of a hat and use the 1st Amendment to do so, the "life (how you choose to enjoy that, healthy or otherwise) "liberty" (freedom to make your own choices) and "the pursuit of happiness" (heretofore unchallenged by the govt.) has now been infringed upon.

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rmiller

Nov-06-13 5:29 PM

"Read the ACA to find the CORRECT answer! (But the current (pre-ACA) answer is YES!) "

Current? As in literaly today only, or was it yesterday, or wait until tomorrow..."what I said was...."

When you tell the truth you never have to have a good memory.

I'm not sure what is more pathetic, Obamacare or the person behind the lies to see it legalized.

And, you have read the entire act, John?

Rick, I don't think anyone here doesn't think that the health system (not care) in this country can use improvements. Gee, even our roads need improvement, but we don't tear them all up and drive on dirt roads until someone figures out how to fix them correctly without any need of future repair. Bottom line, no govt. employee has the right to dictate our personal health decisions.

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JohnHilfirty

Nov-06-13 5:01 PM

"... if the insured does not pay the deductible, will my tax dollar be used to pay the deductible?"

NO, everyone's insurance premiums will!

Sure beats paying the entire bill, as it was pre-ACA, right?

"... will the local physician or emergency department or hospital be required by Obamacare to accept this lost?"

Read the ACA to find the CORRECT answer! (But the current (pre-ACA) answer is YES!)

"Which we know will be an added on to other paying patients."

As it always has pre-ACA!

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rmiller

Nov-05-13 10:35 PM

This is what?

Read my lips:

"If you like your plan, you can keep your plan...if you like you doctor, you can keep your doctor."

Again, again, again, again, again......

and then...

The eensy weensy spider went up the SCOTUS spout, down came the ruling and raised the spider up...

up came the truth and dried up all the truth.....til the eensy weensy spider

got caught in the web again and again and again.

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rmiller

Nov-05-13 10:26 PM

Just send the bills to:

1600 Pennsylvania Ave.

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underwood

Nov-05-13 5:33 PM

Likewise, Rick.

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rick424

Nov-05-13 5:28 PM

" I also don’t believe that profit is selfish or somehow evil."

That is a topic for another day. anyhow, it has been a pleasure Phil

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underwood

Nov-05-13 4:49 PM

Rick, I remember the days your Dad experienced, but that still wasn’t a free market. The insurance industry has always been highly regulated at all levels of government. That government involvement opens the door for cronyism, which the insurance industry takes maximum advantage of. We have to be careful in these discussions to separate how it is and how we believe it ought to be.

We’re compassionate by nature and I believe no one would be denied healthcare in a free market, but then I have a far more positive view of human nature than many do. I also don’t believe that profit is selfish or somehow evil.

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JohnZook

Nov-05-13 4:42 PM

ShaM @2:38- Oh, you mean that 11 yr. old girl from PA who needed a lung transplant and K. Sebelious said, "some people live- some people die." Oh, that's the republican who feels they have an obligation to die? And she's the republican who'll have complete control over the plan where it says," ...at the discretion of the Secretary... or is she a member of the TEA Party? No, she is a heartless vindictive demon infested Democrat appointed by Obama, chosen by Valerie Jarrette, and given her own reign of terror to put into practice the words of Saul Alinsky and Ezekiel Emmanuel. Yep, "some people live, some people die".

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eriklatranyi

Nov-05-13 4:29 PM

FortySixand2:

You can keep repeating the narrative that the individual mandate is a conservative idea, but we considered it and rejected the idea as an affront to individual liberty.

You might not accept that, but you can also believe in the Easter Bunny.

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rick424

Nov-05-13 4:22 PM

I agree to a point but what I have seen is the free market works great for those who are healthy. If you are sick nobody will take you. In fact they would love for you to take test to see if you have certain genes that will possibly give you illnesses in the future. Back in the day my Father was self insured. He had a small policy and paid cash for the rest. I doubt today he could do that. With for profit hospitals and for profit health care and for profit extended care and for profit assisted living it seems the opposite has happened. The price went up instead of down.

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underwood

Nov-05-13 4:10 PM

Rick, before government got involved to “fix” healthcare problems the cost of healthcare stemmed from people who actually provided healthcare. Now there are far more people involved in healthcare that don’t provide healthcare, they’re only trying to control or manage it. Of course there are other factors, such as improved and costly diagnostic procedures and treatments, but they pale in comparison with the total salaries of those managing healthcare.

The cost is also increased by regulations influenced by special interests and their lobbyists. In a truly free market, insurance companies would have to compete with one another. We haven’t seen that in my lifetime and may never see it.

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rick424

Nov-05-13 3:16 PM

I am curious Phil. What regulations are driving up health care? I am sure I will get hammered on this but I do not know. My wife works in health care and sure is not the pay and from what I can see most regulations are CYA for everyone.

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rick424

Nov-05-13 3:13 PM

Phil that is what we have, a free market plan, if you get sick nobody will take you. That is how it works. I have to accept my plan at work and if I don't I will not get the extra money and will have pay far more than I am now. I like these people on here that say if I don't want insurance I should not have to pay for it, great, but if they get a disease that requires hundreds of thousands of dollars we end up paying for it anyway. Maybe that is the right wing insurance plan. The insurance companies are just ripping people off. I feel universal health care is the way to go. We are one of the few countries that do not have it.

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MrShaman

Nov-05-13 2:58 PM

“Anybody here got a better answer? I am listening. What we have now is broken, to say otherwise is just ignorance.”

Since things were far better before government got involved..." - underwood

*

Riiiiiiiiiiiiiiiiiight....

*

See:

How insurance companies fight recession: Jack up your premiums | Consumer Watchdog

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MrShaman

Nov-05-13 2:54 PM

"Universal Health Care"-Rick424

This seems to be Rick's answer, but what he really means is government run and controlled, single payer healthcare." - enigma

*

You (QUITE) obviously don't understand single-payer.

*

See:

BILL MOYERS JOURNAL | Single Payer Health Insurance | PBS - YouTube

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MrShaman

Nov-05-13 2:51 PM

"Only a complete fool would buy the narrative that the provisions dictated by Obamacare would lower the cost..." - underwood

*

That's what the insurance-companies promised...if Obamacare adopted the Heritage Foundation suggestion (from years-ago)..."real reforms would focus on encouraging Americans to purchase insurance policies that they can take with them from job to job and into retirement in a competitive, free market."

Are you suggesting insurance-companies might have LIED about that??!!!!

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underwood

Nov-05-13 2:48 PM

“Anybody here got a better answer? I am listening. What we have now is broken, to say otherwise is just ignorance.”

Since things were far better before government got involved, it’s absurd to believe more government is the solution. Competition in a free market, not government involvement, is the answer you’re asking for.

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MrShaman

Nov-05-13 2:42 PM

"I can quote again what my daughter posted on facebook about the countries she has lived in and is currently living in with universal health care, but my guess most don't care." - rick424

*

...Even though they (already) know.

As I'd posted, before....

*

See:

Q&A: T.R. Reid - YouTube

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MrShaman

Nov-05-13 2:38 PM

"I have asked this question lots of time on here but just what are the people without health care today suppose to do?" - rick424

*

The White-Wingers have decided they have the "divine right" to insist such folks have an obligation to die.

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MrShaman

Nov-05-13 2:34 PM

Universal Health Care -Rick

How ya gonna pay for it? It's very easy to constantly throw out those three words, but not so much when you have to figure out how to fund it." - Capricorn1

*

The same way the Brits & Canadians do.

*

See:

Democracy, Psychology and Healthcare - Tony Benn (2007) - YouTube

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rick424

Nov-05-13 1:52 PM

Anybody here got a better answer? I am listening. What we have now is broken, to say otherwise is just ignorance.

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enigma

Nov-05-13 1:32 PM

"Universal Health Care"-Rick424

This seems to be Rick's answer, but what he really means is government run and controlled, single payer healthcare. Obamacare was supposed to be universal health care in that it was supposed to provide healthcare to everyone. What proponents of universal healthcare don't realize is that universal does not mean good. It could mean that everyone gets good care or everyone gets no care. All universal means is that it is everywhere. It will never be equal. Those in power will always have more than the idiots who put them there. That's how it ALWAYS works when government is given too much power.

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