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Behind flood insurance changes

January 8, 2014

Just to comment on Elliott Weiss's letter to the Sun-Gazette, he states that its the Tea Party who passed the Biggert-Waters Bill. That act is responsible for the increase in flood insurance rates....

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(30)

USABorn

Jan-08-14 4:03 AM

Don't forget, the B-W bill was a very small part of a large transportation bill that was voted on.

As I said previously, this is just one more reason why bills should "stand alone" when voted on.

From the previous LTE, this also fits......"People have become cynical to the point where they believe all politicians lie and they no longer expect the truth from public servants."

So why believe their lies now that they are going to "fix" this problem? Like they are fixing the Dumbamacare mess, the worst piece of legislation ever written in the history of the U.S.?

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Capricorn1

Jan-08-14 5:39 AM

This is another reprint and this subject has been beaten to death. It is admittedly bad legislation by the very people that voted for it, and they didn't do their homework before passing it. They need to clean up both FEMA and the maps they produced and perform individual risk analysis on the effected properties to make it fair for everyone.

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MrShaman

Jan-08-14 5:57 AM

"Leave the Tea Party alone!" - David French

*

..."And, they'll go home...wagging their tails, behind them"???

Already tried that. They appeared to have gotten lost, along-the-way...and, developed a terminal state-of-confusion; in-process.

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Steelman

Jan-08-14 7:14 AM

Obama first force the Affordable Health Care Act and now is enforcing the Unaffordable Flood Insurance Act. Make up your mind.

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eriklatranyi

Jan-08-14 8:30 AM

It is good to remind readers that Elliott Weiss, attorney, is a liberal liar and should not be trusted in his business or in his public comments.

Yes, Mr. Weiss, you want to lie about the Tea Party, we are going to hang it around your neck like a millstone!!

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rick424

Jan-08-14 9:01 AM

I am confused, isn't this what republicans want and what the tea party originally campaigned on, Less government? Here it is and you guys still complain.

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enigma

Jan-08-14 9:16 AM

You can't lay this one off on Obama. The Congress passed this law that required the flood insurance program to be self supporting and then acted surprised when FEMA tried to make it self supporting. Where did these geniuses think the money was going to come from? To be self supporting the rates had to match the payouts, that's what self supporting means. The billions of dollars that had been coming from the taxpayer now had to come from the policy holder. Whether you believe that the taxpayer should or should not pay for the insurance, you must believe that lawmakers should be able to see the obvious impacts of a bill before they vote on it. Now we have the spectacle of politicians talking about how bad the legislation they passed is and how it needs to be fixed. Sorry folks, but this was all Congress, you can't blame Obama for this one.

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JohnZook

Jan-08-14 9:24 AM

Did Obama sign the Bill into law?

See: The continued destruction of the economy and way of life of Americans.

See: Moving the population into cities from rural areas to better control them.

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farmer

Jan-08-14 10:26 AM

Thank you Enigma, you saved me the time to write exactly what I was thinking.

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enigma

Jan-08-14 10:40 AM

"I am confused, isn't this what republicans want and what the tea party originally campaigned on, Less government? Here it is and you guys still complain." - rick424

This is far too complicated for a liberal to understand, but let me try to explain. If government had never started this stupid program in the first place we wouldn't have a problem. If when they did start it, they would have made it pay for itself, we wouldn't have a problem. Now that they did all the wrong things and got many Americans hooked on the program, now they want to yank the rug out from under them because the program that shouldn't exist has become too expensive. You can't stop these money wasting programs 'cold turkey', you have to wean people off of them. That's the humane thing to do.

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Capricorn1

Jan-08-14 11:09 AM

Erik, I'll add to that by saying that It's no secret that FEMA has been mismanaged for years. One only has to google FEMA mismanagement to see all the examples. Also, this is not taking government out of the picture. They are still managing the program but thy are removing subsidies in order to recoup millions of dollars that they wasted and allowed the program to go broke. To fix this problem they pass sweeping legislation without doing affordability studies and relying on outdated and inaccurate maps which results in the mess we have today. Government is still knee deep in this mess.

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Capricorn1

Jan-08-14 11:10 AM

Oops, sorry Enigma, that was an add on to your comment, not Erik.

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eriklatranyi

Jan-08-14 11:15 AM

Rick:

You can keep repeating that every time this issue comes up, but it merely reflects your lack of intellectual honesty rather than your cleverness.

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rick424

Jan-08-14 11:30 AM

And I will keep repeating it Erik. Is it not what republicans want? Less Government? More of the private sector? And yet here it is and everyone is complaining.

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Alsever

Jan-08-14 11:36 AM

Obama did not create FEMA. It was created by the Liberal Republicans as a way to protect their business buddies from Acts of God(s) such as floods.

Why aren't the Tea Party members asking that Churches pay for damages caused by God(s).?

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enigma

Jan-08-14 11:53 AM

"And I will keep repeating it Erik. Is it not what republicans want? Less Government? More of the private sector? And yet here it is and everyone is complaining." - rick424

Apparently, rick cannot read. This is not less government. This is the same amount of government being paid for differently. Let me say that again in case you didn't catch it the first five times people said it in these comments, THIS IS NOT LESS GOVERNMENT!!! And I for one am not complaining about people having to pay for their own insurance, only about how this whole thing was handled, from the inception of the flood insurance program to the recent flood of congressmen pretending they had nothing to do with this. This whole thing is the result of too much government.

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Capricorn1

Jan-08-14 12:14 PM

Rick, may I ask why you feel this is no longer a government managed program?

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enigma

Jan-08-14 12:30 PM

"Obama did not create FEMA. It was created by the Liberal Republicans as a way to protect their business buddies from Acts of God(s) such as floods." - Alsever

FEMA was created by executive order in 1979. Which Republican was president in 1979? That would be Jimmy Carter. Funny, I always thought he was a Democrat. New the National Flood Insurance Program was created by a Democrat Congress under a Democrat President (Johnson) in 1968 (Before FEMA). He may be right that it was to protect their business buddies, but it wasn't the Republicans.

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eriklatranyi

Jan-08-14 2:27 PM

Rick:

This is the result of gov't being involved in something it has no authority to be involved with.

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rick424

Jan-08-14 3:21 PM

If the government did not get involved where would we be today? I believe the insurance industry stop putting flood insurance on regular policies and made it unfordable for those in flood pron areas.

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rick424

Jan-08-14 4:06 PM

You know bobbie, you sure how to kill fun.

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enigma

Jan-08-14 4:12 PM

"If the government did not get involved where would we be today? I believe the insurance industry stop putting flood insurance on regular policies and made it unfordable for those in flood pron areas" - rick424

And the hits just keep comin'. Yes rick, private insurers quit selling flood insurance when the government told them they couldn't anymore. Flood insurance was very expensive, especially if your house flooded every five years. Insurance companies aren't charities and neither is the government, although sometimes they forget that. Smokers pay more for health insurance, reckless drivers pay more for car insurance and yes, people who live in flood plains pay more for flood insurance. Government didn't get that, so they tried to fix it. It didn't work. Somehow selling insurance for $100 a year and paying out $50,000 every 10 years on the policy didn't balance the books. Government officials never have been very good at math. Must be a liberal thing.

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Capricorn1

Jan-08-14 6:15 PM

Somehow selling insurance for $100 a year and paying out $50,000 every 10 years on the policy didn't balance the books. -Enigma

Actually I think financial mismanagement played a big role as to why the program went broke. In FL alone, who contribute more than 20% of the insurance fund, property owners have paid more than $16 billion into the federal flood program in the past 35 years — four times more than what they received back from claims.

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USABorn

Jan-08-14 10:05 PM

Alsever - 11:36 AM

"Obama did not create FEMA. It was created by the Liberal Republicans as a way to protect their business buddies from Acts of God(s) such as floods."

FEMA was established under the 1978 Reorganization Plan No. 3, and activated April 1, 1979, by President Jimmy Carter in his Executive Order 12127.

Alsever......when Dumbama's lips are moving, you know he is lying. When a liberal speaks OR writes, it seems to be with the same result.

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rmiller

Jan-08-14 10:10 PM

How can such a "fringe element" of people (Tea Party) be such a serious threat to both parties?

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