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Ghost towns forecast

State Senate hearing delves into flood insurance issue

January 29, 2014

HARRISBURG — With ghost towns being predicted by some as the end result of the Biggert-Waters Flood Insurance Reform Act of 2012, the state Senate Banking and Insurance and the Environmental......

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Jan-29-14 7:33 PM

If anyone wants facts, not conjecture, come take a look at StopFemaNow dot com. High flood insurance premiums? We are a group of hardworking people fighting for our own homes and others; come join us!

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Jan-29-14 3:36 PM

I see more threats.-eriklatranyi

I believe you are confused over what would constitute a "threat' as opposed to what would be considered a "prediction".-Scott

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Jan-29-14 3:03 PM

Aha. Here's a big boy article on the topic. I guess we conservative Pennsylvanians ARE not alone.


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Jan-29-14 9:46 AM

andy33 - Reference? seems like you're on to something here... Looks like the banks will be holding the bag after this plays out.

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Jan-29-14 9:18 AM

I see more threats.

Subsidize our flood insurance or your property taxes will go up.

Subsidize our flood insurance or you will have ghost towns!

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Jan-29-14 8:29 AM

This flood insurance was started by the banking system...fearful that people would back out of mortgages if their homes were destroyed by flooding...the BANKERS started this mess...let THEM figure out how to fix it!

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Jan-29-14 8:20 AM

This is Washington's mess, and Washington's got to fix it." Yeah, I agree. Who let Obama put that river right next to our towns in the first place? Shame on FEMA for trying to destroy our conservative northern Pennsylvania families while giving free free phones and health care to the liberal masses. Explain to me again, how is a rise in flood insurance Washington's fault?

Why not just set up a free and fair market for this insurance? Oh wait, no private company would insure here and that's why the gov't stepped in. So blame the gov't when it's forced to raise to actual cost to provide a subsidy.

Let's take a vote, should we raise taxes to continue to support the previous flood insurance program? Or let the owners pay for their own insurance?

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Jan-29-14 7:21 AM

Give your thanks to President Obama for acting on his own and ignoring the will of Congress, resulting in the current fiasco for home owners.

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Jan-29-14 5:45 AM

Premier, I agree. Those that choose not to carry flood insurance should carry all their risk.

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Jan-29-14 5:20 AM

I like this.

"Donald L. Griffin, vice president of Personal Lines at Property Casualty Insurers, suggested that all homeowners in a floodplain should have to carry flood insurance, not just those with a federally backed mortgage, as spreading risk is key, like with car insurance."

Collision is required by your bank until it's paid off but liability is required by all to protect the other guy. So it's not the same.

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