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Flood Insurance

February 13, 2014

Have you ever read the joke about the dog who sat on a pricker and howler and howled, but wouldn’t move off of it? This is what I think about FEMA and Biggert-Waters and having the big debt over......

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(37)

Garben78

Feb-15-14 5:33 PM

Looks to me more like someone owns rentals in the flood zone

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Scott36

Feb-14-14 8:30 PM

Mike Kerstetter its actually the opposite if you only have a few paying the cost is more, Everyone chips in a nickel for the fire hose. remember that guy Ben Franklin??-MimLogue

What you are pointing out is what is commonly known as civilization. With your property taxes I am sure that some of it is being used in ways that do not benefit you directly or be to your liking. That is called life--and it is a shame that it needs to be explained to some. Have a great & safe evening/ day-Scott

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MimLogue

Feb-14-14 7:57 AM

Mike Kerstetter its actually the opposite if you only have a few paying the cost is more, Everyone chips in a nickel for the fire hose. remember that guy Ben Franklin??

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farmer

Feb-14-14 6:34 AM

Garbin78: "A little schooling could've helped those building near the water that they'd more then likely get flooded"

Garbin, I see what your saying, but the problem with that argument is that most of the houses affected where built when the schools were "one room school houses".

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Garben78

Feb-13-14 5:12 PM

Dear lte they should've done more you right but except building dikes they should've spent it on education. A little schooling could've helped those building near the water that they'd more then likely get flooded. Hard to believe but maybe we shouldn't have murdered and stole from the Indians as it may have been like the saying goes " be careful of the toes you step on today as they may be attached to the *** you'll have to kiss tomorrow"

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mikekerstetter

Feb-13-14 4:01 PM

Capricorn1-"When you're sitting in a home that is so called low risk, it is very easy to just say move."

Cap, I OWNED a home that was on the fringe of the 100 year flood plain. AND I SOLD IT AND MOVED. Not because it had ever flooded, even in '72, but because of the possibility of it flooding. I'm talking about homes that are repeatedly flooded or that have water threatening them repeatedly. I don't know why it's so hard to understand that if you get rid of those homes, the cost of the insurance would come down.

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MimLogue

Feb-13-14 2:50 PM

follow the money!

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MimLogue

Feb-13-14 2:49 PM

People here who put down hard working Americans who have lived and have already paid to live in these areas dont have a clue what is really happening here.

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MimLogue

Feb-13-14 2:45 PM

ruining our country, liars, and I am thought of as the nut standing there with the sign that says " The world is coming to an end"?. many of our government officiasl are bought and paid for by the Royalist. Its not we the people , any more. It"s we the ROYALIST , by the ROYALIST .for the ROYALIST.. Who is the crazy one here??? How about this for a nation trying to move forward!!!! No homes or businesses sold EVER, near any creek, river, shore, brook, underground well, spring, estuary, stream, tributary,beck,branch,,course,,rill,rivulet,run,runnel, water coastlin e in the entire usa!!

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MimLogue

Feb-13-14 2:44 PM

How far CAN THESE POLITICIANS push people who have done everything right all their life, worked hard and now John Boehner and Toomey( by supporting Biggert Waters) is making their biggest investment ( their home )worthless... This is a man made crisis and man can fix it. How can I be paying less then 500$ a month fire insurance if my building burns down to the ground, but if I get a flooded where I may lose some carpet and some basement utilities, I am being forced to pay over $4000? Why ?? I have called John Boehners and Toomey"s office and told him to call me, not an aide I want to talk to him.He does not have the right to do this to hard working families.( 65 right here in my small neighborhood, 5.6 million in the usa).Who does he think he is?? They want us to cower in a corner and not do anything ???! I am mad as hell! Someone steals from me what is the difference?? They are stealing my property value and forcing us to pay ridiculous rates. I can call them terrorist

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USABorn

Feb-13-14 1:47 PM

Premier - 5:36 AM

"Mike, if I recall didn't a lady call into a talk show in Michigan and say if we took down those deer crossing signs they wouldn't get killed?"

PREMIER - Bet a dollar to a donut, that was just another brilliant comment from a low-info Michigan voter!

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Scott36

Feb-13-14 1:04 PM

The problem is, they piggybacked this on to the Transportation Bill before having all the facts.-Capricorn1

If memory serves, we are of the same opinion on this--it being wrong. IMO, The only "riders" that should be attached to a bill should be required to pertain to that bill. I believe that this practice is how we end up with so many "stupid" laws.-Scott

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Capricorn1

Feb-13-14 11:47 AM

The problem is, they piggybacked this on to the Transportation Bill before having all the facts.

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Capricorn1

Feb-13-14 11:44 AM

Erik, you missed my point. FEMA is a federal agency and they don't need a law to be directed to do a study. A Directive and funding is all they need. To include direction to perform a study as part of a Bill, when the results of the study will impact that Bill is ludicrous. You don't see how that is doing things backwards? They should have one the study first, and then passed the Bill if the data from the study supported the legislation. Period. As a result, they are now back pedaling.

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eriklatranyi

Feb-13-14 11:26 AM

Capricorn:

I think you are mistaken.

The bill, as written, ordered FEMA to conduct the affordability study first.

Once passed and signed, that was a LAW, telling FEMA to conduct the affordability study before doing anything else.

FEMA violated the law.

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Scott36

Feb-13-14 11:13 AM

Capricorn1,

I guess that(reading bills) is part of the responsibility of staffers(or at least should be). Especially a bill of this magnitude. I do not know why, But my gut tells me that something bigger is afoot--It is hard for me to believe that a majority of elected officials just dropped the ball on this one. Potential MASSIVE amounts of money & wealth is a potential here.(the laws can always be changed back later) A little "conspiratorial" on my part-yes, but cannot ignore my gut(and be honest about it at least!) Be safe!!-Scott

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Scott36

Feb-13-14 11:01 AM

IMO that is self serving and it would be much more beneficial for our leaders in Washington to come together to figure out a solution that makes sense and to start providing oversight to an agency that has wasted millions of dollars in the past.-Capricorn1

Once again you & I are in agreement. Topography is what it is. I realize it can be altered, but again progress is progress. Let us also not forget all of the businesses along the coast--and their workers whom need to be in that area. IMO, This is something that affects ALL of us in one form or another. One way or another some "middle ground" or whatever you want to call it needs to be found. Have a nice day!!-Scott

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Capricorn1

Feb-13-14 10:58 AM

Scott, I totally agree and IMO it's extremely irresponsible.

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Scott36

Feb-13-14 10:52 AM

Sounds familiar,I thought you were talking about the ACA. I bet Nancy Pelosi voted yes. Sickening.-leaningright

Don't forget the "Patriot Act", & for that matter I would believe that a vast majority of bills are passed without being fully read.-Scott

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leaningright

Feb-13-14 10:28 AM

"Congress and the White House set this problem in motion when they passed the Bill BEFORE the study was done. If they hadn't put the cart before the horse, they could have waited until the study was done, reviewed the results and come up with a sensible Bill that was fair for everyone." - Capricorn

Sounds familiar,I thought you were talking about the ACA. I bet Nancy Pelosi voted yes. Sickening.

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Capricorn1

Feb-13-14 10:12 AM

Erik, I agree that FEMA failed to conduct the affordability study as directed by this Bill, however, Congress and the White House set this problem in motion when they passed the Bill BEFORE the study was done. If they hadn't put the cart before the horse, they could have waited until the study was done, reviewed the results and come up with a sensible Bill that was fair for everyone. For this I blame BOTH sides of the aisle. Do the research first, then devise a responsible, fact based plan. They also should have ensured the flood maps were accurate before drafting legislation that uses these maps. FEMA doesn't need legislation to do it's job or conduct studies. Placing the blame on Obama for this mess is unfounded.

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eriklatranyi

Feb-13-14 9:41 AM

farmer:

Please enlighten me about what is incorrect about the FACT that it was President Obama's FEMA that violated the Biggert-Waters Law and created this mess?

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MensaMind

Feb-13-14 9:03 AM

Having to pay a huge increase for "flood protection" is a tough pill to swallow.

ME having to pay a huge increase for YOUR "flood protection" is a pill I shouldn't be forced to swallow. I purposely live high and dry!

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MimLogue

Feb-13-14 8:57 AM

No one never knows where a natural disaster will strike Joplin Missouri the Jersey Shore, Estes Colorado highest elevation town in country was flooded last summer?? Get Natural disaster insurance for these incidents,and allow the 100 and 500 year flood plain people buy insurance at actuarial rates like our fire insurance, Why does it cost me less then 500$ fire insurance if my house burns completely down but I have to pay 9,000$ flood insurance when I may only lose my basement & some carpet??

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farmer

Feb-13-14 8:49 AM

eriklatranyi: "President Obama cares so much for the poor and working class that he made FEMA violate the Biggert-Watters Law, to intentionally hurt people."

Eric, I know you are capable of adding an intelligent comment to the subject, even I will admit I've heard it from you now and again. But today you are definitely wearing your " I've got a really stupid comment to make" hat. Maybe you could hang your hat up and go play with your Obama Voodoo Doll, it might help you relax some. Just a thought.

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