As an independent small business owner, I take umbrage with the Oval Office's notion that I "didn't make it happen," and the implication that somehow the government had a hand in my success, for which I owe some sort of debt. For the record, I have always worked in the private sector, with the exception of a three month stint as a temporary postal employee in the summer of 1967. As for my education I opted for that which I could afford on my own, Community College of Philadelphia, and never once sought a student loan. But even if I had, it wouldn't have been a gift. I'd have had to pay it back with interest. After three decades of working for others in my profession I was able to purchase a business of my own with a conventional mortgage, with no assistance from "Fanny" or "Freddy." The existing business (which, admittedly, I did not initially create) had fallen on hard times, both financially and in the court of public opinion. In due course I was able to turn the business around and be able to earn a living for my family these past fourteen years. Are we living large? No, but we want for nothing that really matters. I've even been able to create a few jobs, albeit part-time ones. Ironically, I am inundated with unsolicited faxes and "robo-calls" from people trying to get me to cash in on available federal stimulus money.