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Filling the financial gaps in Medicare coverage

February 20, 2013
By RON POLLACK Special to the Sun-Gazette , Williamsport Sun-Gazette

If you already have Medicare, you know that the coverage is very valuable, but it is far from free health care. Medicare charges substantial premiums, can require you to pay part of the cost of some services and does not cover a number of other services at all. That's why many seniors have some kind of supplemental coverage, either from a private Medicare supplement (Medigap) plan or from a former employer. Others join Medicare Advantage plans that offer some limits on what you have to spend for health services out of your own pocket, though these plans can charge extra premiums and usually restrict what doctors you can see.



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