This letter is a follow up to my earlier letter regarding the huge mess in the form of the Biggert-Waters Reform Act. I attended the public hearing held at Penn College Klump Academic Center Dec. 10th. This was scheduled by the Lycoming County planning office to gain public input on the implications of this act. I was frankly disappointed by the number of homeowners that attended. I urge others to get involved. Those who have commented, both online and in person, that it is not their problem that others are so stupid as to buy into a flood zone, they are not going to subsidize that stupidity, etc. are missing an important point. When the values of the flood zone properties go to nothing due to being unsaleable, do you really imagine that the municipalities and school districts are just going to forgo those tax dollars? They are going to take it from those who's property is now more valued due to not being in a flood zone. So in the not too distant future this law will effect everyone.