In dealing with the criminal, obscene, incompetent mess now known as the Biggert-Waters Flood Insurance Reform Act, and researching it on our own, since no one else had the answers including FEMA, my wife and I have learned some things and also been reminded of things we knew but had forgotten.
What did we learn? We learned of the unbelievable waste that occurs at FEMA. 30 percent of the premiums paid in by policy holders, otherwise now known as FEMA victims, go toward administrative costs. People need to be fired for the way this act was rolled out by this incompetent agency. Of course we have seen how many people in the federal government have been held accountable for bad decisions and disastrous consequences; a big fat zero.
We learned that before the changes that were mandated by this legislation were implemented, FEMA was to have conducted an affordability study; guess what, never happened. They just shoved it out there, in a hurry to recoup some of the billions in the red that they are now in. We have also learned, from our own experience, that FEMA is less than honest when dealing with the people that are paying the premiums.
Now, I mentioned that we were reminded of some things. In order to illustrate this I would like to relate a short story. A man once kept a wild black bear in a cage as a pet. Every day he would have contact with the bear, feeding it, caring for it and the bear was always friendly. One day the man went into the cage to feed the bear and got distracted, turning his back to his pet. The bear went into attack, mauling the man and killing him. Moral of the story? Never, ever turn your back on the government, government officials, their actions, etc. If you don't pay attention, it may just kill you.
In conclusion, I want to thank the Lycoming County commissioners, their county organization and Rep. Tom Marino for taking on the effort to repeal this piece of government garbage. It never should have been passed but whatever; let's just wipe it out, for everyone's good, and start over. FEMA and the NFIP need attention and a solution, just not this way.
Submitted by Virtual Newsroom