Initiative may end flood plain blues for many properties

Living in a flood plain is the sobering reality for hundreds of property owners in Lycoming County.

It’s also an expensive reality.

Living in a flood plain creates a necessity for flood insurance, which is very expensive. It also makes it difficult to sell properties and get a fair return.

In an area filled with small streams and creeks that are temperamental practically year-round, flood insurance is an arduous reality.

Unless. . .

The Lycoming County planning department has initiated a letter of map amendment project, which can change what classifies a property as in the flood plain.

Under the project, properties can be resurveyed and, while they may be in the flood plain, a determination can be made whether the structure on the property is in the flood plain.

If the structure is not in the flood plain, a letter of map amendment can be processed through the Federal Emergency Management Agency.

The property owner will then get a letter certifying that the property is not in the flood plain.

Those are more than just words.

For hundreds of property owners in Lycoming County, that makes home insurance affordable as opposed to exorbitant. That makes keeping and maintaining a property easier, which greatly improves housing stock in the county.

And just as significantly, it bolsters the real estate market and resale capability of the property.

This initiative is well worth the $300 per property cost and long overdue.

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