Affordability through abundance
“It is in the news, talked by our politicians: the issues of affordability, scarcity and the feeling of being left behind by many of our fellow citizens. Below, please consider my thoughts on the issue,
The United States stands at an inflection point. Its institutions have not failed, but they have stalled–pulled between distrust and dependence, paralyzed by scarcity thinking in an era defined by possibility. The nation still commands the greatest accumulation of knowledge, capital, and human talent in history. Yet it struggles to translate those assets into shared prosperity, coherent policy, or civic confidence. A society that can map the human genome and land rovers on Mars often cannot build a bridge, deliver medication affordably, educate its children or deliberate in good faith. We have a crisis of Hope.
This impasse is not the product of material exhaustion; it is a crisis of how we order and understand our knowledge of our reality, of how truth is organized, decisions are justified, and collective action is sustained. In the twentieth century, the American Republic achieved greatness through an implicit synthesis: reasoned governance, open science, and pragmatic problem-solving under democratic oversight. Over time, that synthesis has eroded. Fragmented media, and populations, financialized markets, and the weaponization of mistrust replaced deliberation with reflexes. The result is a paradoxical mix of wealth and fragility: high productivity coexisting with crumbling infrastructure, unmatched research output alongside declining life expectancy, vast data flows amid public confusion, the concentration of wealth into the top 10%.
To renew the Republic, the United States must reconstruct the link between knowledge and legitimacy. That is the purpose of these comments. It proposes a governing architecture grounded in Participatory Rationality, a framework in which citizens, institutions, and markets interact through transparency, evidence, and mutual accountability rather than through zero-sum contention. Its ultimate goal is a Society of Abundance: not abundance as consumption, but as capacity–the condition in which talent, capital, and information circulate freely enough that every citizen can contribute productively and live with dignity. Abundance leads to affordability.
For most of its history, American governance has been designed to manage scarcity–of resources, information, and trust. Budgets were treated as fixed pies; agencies as silos; public deliberation as pugilistic adversarial theater. The 21st century demands a different model. Knowledge, computer power, AI, and renewable energy have rendered the economy less zero-sum than ever before. The constraints are institutional: fragmented budgeting, outdated federalism, a regulatory state that constraints the pursuit of abundance, and the absence of long-term investment capacity.
A government built for rationing cannot manage abundance. What is needed is an investment state that acts with the discipline of capital markets and the legitimacy of democracy. Public dollars should function as equity–deployed into productive assets whose returns are measurable and reinvested in the commonwealth. The federal government must evolve from grant-giver to co-investor, converting subsidies into stakes and information into shared infrastructure.
Economic reform alone cannot suffice. Abundance depends on credibility–on a shared foundation of facts. The decline of institutional truth-telling has corroded not only public discourse but administrative competence. A participatory-rational order therefore requires structural mechanisms for “truth” integrity: open data standards, independent evaluation, citizen oversight, and sunset clauses that force periodic reassessment. Policy must once again become an experimental science rather than an ideological contest.
The proposed abundance framework rejects the false trade-off between equity and efficiency. Inclusion is not a moral add-on; it is a productivity strategy. When access to education, capital, and healthcare, the entire system becomes more innovative and resilient. For example, the creation of National Service and Learning Accounts is not welfare; they are human-capital infrastructure, designed to mobilize underused talent into national purpose. As the evidence from post-war GI Bills, Scandinavian training systems, and East Asian industrial policies demonstrates, equitable participation multiplies growth rather than constrains it.
At the heart of moving into this new vision is a redefinition of citizenship. Citizens are not mere beneficiaries of state transfers but shareholders in the republic’s productive capacity. Through the creation of a National Investment Fund and transparent fiscal accounting, public wealth becomes a matter of collective stewardship. Returns flow back into universal health security, lifelong education, and infrastructure renewal. The government thus re-enters the economy not as a central planner but as a disciplined partner–investing where markets under-invest and where public value exceeds private return.
Federalism, as well as regional and local diversity, remains an asset if used as an cooperative system rather than a battlefield. States differ by geography, density, and industrial structure; that diversity can be harnessed as a national learning mechanism. Federal floor standards combined with outcome-based compacts allow policy to adapt without fragmenting. Successes propagate through data, not ideology. Cooperative federalism, when transparent, turns diversity into discovery.
Rebuilding trust is not sentimental; it is functional. Large, complex societies operate on belief in procedural fairness and equity. A participatory republic must therefore institutionalize reciprocity: citizens contribute through taxes and service; the state reciprocates through competence and transparency. Universal access to healthcare, education, and opportunity is not charity but the dividend of belonging. When citizens see tangible returns on contribution, cynicism gives way to ownership.
This blueprint does not rest on new ideology but on better engineering. Its new instruments–National Investment Fund, National Health Insurance, Lifelong Learning Accounts, National Service Compact, and transparent capital budgeting–are specific mechanisms tested in comparable democracies. Norway’s Government Pension Fund Global, Singapore’s Temasek Holdings, and Canada’s Public Investment Board demonstrate that professional, politically insulated public investors can enhance both returns and legitimacy. The challenge is adaptation, not invention.
The 2020s will determine whether the United States can still build at scale. Climate transition, demographic aging, and technological acceleration each demand capacity the current system lacks. Yet the raw materials of renewal–capital, talent, institutional memory–remain abundant. The obstacle is coordination, not capability. The burden is to move from partisan easy recipes to a cooperative, rational and inclusive conversation. We must develop blueprint that results in how to coordinate: by fusing rational governance with participatory legitimacy, restoring the alignment of knowledge, capital, and purpose that once defined the American project.”
Rene Rigal MD is a retired physician, lifelong Williamsport resident trying to make sense of the dissonance.

