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Sadie Says… Owning intangible and digital assets

Q. What are digital assets and how do they apply to estate planning? A. Do you have a Twitter handle or Facebook account? Listen to music on iTunes? Buy Kindle books on Amazon? Operate an email account? If you answered “yes” to any of those questions, you own digital assets. Your estate no longer consists of personal property, bank accounts or life insurance. You now own an asset that is intangible and requires more deliberate planning. The concept of digital assets is still somewhat amorphous and in its infancy. The term does not refer to your cell phone or computer. Instead, ...

‘Common bonds,’ Veterans connect over fellowship and food

Over a cup coffee, fellowship and sharing stories of times past, veterans, regardless of which military branch they served in, have the opportunity to come together to connect at the monthly Veterans Club Breakfast at The Meadows, 2160 Warrensville Road, Montoursville, said Christina C. ...

Sadie Says… The ABCs of safe sleeping for infants

Q: I have been hearing a lot about babies and safe sleep, and am concerned as I will be babysitting my infant granddaughter soon. What do I need to know? A: It is estimated that 3,600 infants will die across the United States this year from Sudden Unexpected Infant Death (SUID). Approximately 25 percent of these deaths are due to unsafe sleep practices. Babies who sleep in adult beds have a 40 times greater risk of dying. Babies of mothers who smoke during pregnancy have a three times greater risk of SUID. Babies who breathe second hand smoke have a two and a half times greater risk ...

What is Alzheimer’s?

MUNCY — Your memory often changes as you grow older. It may be hard to know the difference between age-related changes and the first signs of Alzheimer’s and other related dementias. Normal age-related changes might consist of making a bad decision once in a while, losing things from time ...

Caring for yourself and for others

MUNCY — For the 5.8 million Americans living with Alzheimer’s disease, daily life can present many challenges with communication, engagement with others and caring for themselves. Many emotions may also be present such as denial, sadness, confusion and anger as the person deals with the diagnosis. More than 16 million American’s are providing unpaid care for individual’s living with Alzheimer’s and other forms of dementia. According to the Alzheimer’s Association, caregivers provide an estimated 18.5 billion hours valued at nearly $234 billion. Caregiving can become so ...

Sadie Says… Warning signs and positive steps to take against fraudulent calls

Q: Last week I received a live phone call purporting to be from an adult grandchild saying “Hello, Grandma.” I do not have relatives who fit that description. Then came repeated phone calls from “the Microsoft Refund Department,” not to mention numerous robocalls telling anyone who answered about having won a vacation prize. What can I do about these annoying fraudulent calls? A: It’s a well known fact that scammers defraud consumers more frequently by telephone than by other means. More than 50 percent of all phone calls are now automated robocalls and more than 44 percent ...